Some people avoid the Medicaid program because of one very important detail: the application. They worry about the information requested and the time it will take to apply. While there is a lot that goes into applying for Medicaid, you don’t want to miss out on this benefit because you are being lazy.
Once you learn more about Medicaid application details, you will find that the process is straight forward – even if a bit time consuming.
What Medicaid Can and Can’t Help You With
Medicaid is a program that helps people who could not afford healthcare, a way to access health insurance. Since this program is not tied to specifically to retirement or your age, people may qualify at age if they meet certain criteria.
If you qualify, there are many things that Medicaid can do for you. In short, it provides a broad level of medical coverage including: hospital expenses, doctor visits, home health care, nursing home care, and long-term facility care.
It is important to note that Medicare does not cover long-time care expenses.
On the downside, Medicaid does not cover prescription drugs. However, if you are eligible for Medicaid it may pay the premium for Medicare Part D – this is also known as the Medicare drug plan.
Many states offer additional services to Medicaid program participants. The following services are offered by many states:
- Dental services, including surgery
- Prosthetic devices
- Optometrist services including contact lenses and eyeglasses
- Ambulatory services
If you have questions regarding Medicaid, before applying or after you are enrolled, it is important to contact the appropriate party.
To get started, you should request a Medicaid application from your state. Depending on where you live, you may be able to print the application online.
As you complete your Medicaid application, be sure to include accurate information. Additionally, provide any documentation that is requested. This may include: birth certificate; proof of citizenship; recent paystubs; proof of other income; proof of where you live; and an insurance card if you currently have coverage.
Overall, Medicaid can help you with most medical expenses.