Comparing Medicare vs Medicaid

As you compare Medicare vs Medicaid you will find that these two programs are not the same.

Most people have experience with Medicare. This holds true no matter if you use the program yourself or simply see this deduction on your paycheck. On the other hand, the Medicaid program is not nearly as well known.

Medicare is a government sponsored health care program for people age 65 and older. Additionally, those under the age of 65 with particular disabilities may qualify to receive this type of coverage.

Medicaid is also a government sponsored program. Unlike Medicare, this program is meant to assist low-income individuals and families with paying for health care – it is not based on age.

A List of Differences

When you compare Medicare vs Medicaid the differences will begin to stick out.

Eligibility Criteria

Medicare: available to all United States citizens over the age of 65, as long as they have paid into the Social Security fund.

Medicaid: criteria vary from one state to the next. To be eligible, the participant must earn less than the income restriction set forth by the state. For example, New York citizens must earn $700 or less to be eligible.


Medicare: dived into three parts – Part A, Part B, and Part D. Part A is for hospital care, Part B is for doctor services and outpatient care, and Part D is for prescriptions.

Medicaid: this program is known to cover more than Medicare. Some of the many services it covers include: hospitalization, laboratory services, x-rays, clinical treatment, family planning, nursing services, and surgical dental care.


Medicare: often time requires a co-pay and/or deductible for services. Also, Medicare can refuse payment for any treatment that is seen as unnecessary.

Medicaid: payment requirements are based on the state that manages the program. In many areas, participants are required to pay a small co-pay, such as $30 per month.

Comparing Medicare vs Medicaid is simple when you know the differences between the two programs.

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  1. You really make it seem so easy with your presentation but I still find Medicare and Medicaid complicated at times. I am looking forward for your next post, I will try to get the hang of it!

    1. Thanks Donte. I am glad our post could help make Medicare and Medicaid easier to understand. Looking forward to your feedback on future articles.

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